FIRST
– COME FIRST – SERVED PROGRAM GUIDELINES
TOWN OF BABYLON HOME ARP TBRA
TENANT BASED RENTAL ARREARS ASSISTANCE PROGRAM
PROGRAM SUMMARY:
The
Town of Babylon Community Development Agency (the “Town”) Tenant Based Rental
Assistance Program (the “Program”) is intended to aid extremely-low income households
who are in rental arrears to help residents regain housing stability and
prevent homelessness. The Long Island
Housing Partnership (“LIHP”) has been retained to administer the Program. The funds may only be used to pay up to
six-months of rental arrears subject to the Program Cap (please see the chart
below under ARREARS AMOUNT/PROGRAM CAP). The funds are provided through the U.S.
Department of Housing and Urban Development (“HUD”), pursuant to the American
Rescue Plan. There are limited funds available. Therefore, the program will be first-come first-served until the funds are
exhausted.
APPLICATIONS MAY ONLY BE SUBMITTED ONLINE BEGINNING
AT 9:00 AM ON DECEMBER 18, 2023.
THE SUBMISSION PERIOD WILL BE OPEN UNTIL FURTHER NOTICE. PLEASE CONSULT LIHP’S WEBSITE FOR UPDATED
INFORMATION.
IF
YOU HAVE ANY QUESTIONS REGARDING THE PROGRAM OR NEED ANY ASSISTANCE, INCLUDING
LANGUAGE ASSISTANCE, PLEASE CONTACT LIHP AT 631-435-4710.
DISCLAIMERS:
The submission of an Application or other documents
for this program does not constitute acceptance, approval of minimum
qualification criteria, or a guarantee of a program award. All information and documentation must be
subsequently submitted and reviewed for eligibility. Households
who provide misleading or false information or who apply more than once for the
program (even under a different family member) will be disqualified.
The Program Guidelines and criteria are based upon
current requirements and guidance issued by HUD and approved by the Town. Applicants are advised that the Program
Guidelines are subject to change, at any time and from time to time, without prior
notice, based upon needs, requirements, interpretations, and regulations, as
the same may be determined by HUD and/or the Town. LIHP and/or the Town may request additional or
different documentation as may be acceptable to the Town/LIHP in their sole
discretion.
APPLICANT ELIGIBILITY REQUIREMENTS:
·
Applicant
must reside in the rental unit as their primary residence and have a valid
lease (the “Lease”) for the period covered by the rental arrears between the
applicant and the owner of the premises (the “Owner”).
·
Unit must be located in the Town of Babylon
(including Villages within the geographic confines of the Town).
·
Applicant must have household income at
or under 30% of the Area Median Income (“AMI”) for Nassau/Suffolk County as
established by HUD and adjusted for household size, at the time assistance is received. Please see the chart below under INCOME
REQUIREMENTS.
·
Applicants must be in arrears in their
rent and be “At-Risk of Homelessness.” Please see section below under AT-RISK
OF HOMELESSNESS.
·
Applicants
must be a US citizen or Qualified Alien, as defined at 8 USC 1641.
INELIGIBLE
APPLICANTS:
The
following applicants are ineligible to receive assistance under the Program:
·
Employees or agents of LIHP, the
landlord, or the landlord’s property management company.
·
Applicants who are related to the
landlord or any principal of the landlord or property management company by
blood or marriage.
·
Employees or agents of the Town.
ARREARS
AMOUNTS/PROGRAM CAP:
Rent for the unit cannot exceed the monthly amount
set forth below based on the 2024 HUD Fair Market Rent Standard by unit type. A one-time payment for up to 6 months of rent
arrears, including late fees or charges on those arrears, may be made.
Efficiency
|
One Bedroom
|
Two Bedroom
|
Three Bedroom
|
Four Bedroom
|
$1,708
|
$2,144
|
$2,508
|
$3,246
|
$3,521
|
The aggregate amount of arrears payable cannot
exceed $25,000 per household.
If unit rent exceeds the amounts set forth above,
the applicant will be removed
from the waitlist and the file closed.
The maximum rents are subject to change without notice as per Town
requirements. Any such change will be applicable for applications for which a
final determination has not been issued and shall not apply to any applications
for which a final determination of eligibility has been issued (unless the Town
determines otherwise).
INCOME REQUIREMENTS:
Household income must be at or under 30%
of the Area Median Income (AMI) at the time of assistance (income will
be projected forward twelve months).
Household
Size
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
30%
Maximum Income
|
$32,800
|
$37,500
|
$42,200
|
$46,850
|
$50,600
|
$54,350
|
$58,100
|
$61,850
|
Income
includes all gross household income – earned income/wages, overtime, unemployment,
bonuses, pensions, social security, 401K distributions, tips, interest on bank
accounts, etc. Income cannot exceed the
maximum annual income for your household size. The limits above are based
on the 2024 HUD income limits and will be automatically adjusted upon issuance
of updated HUD income limits. Income
limits are subject to adjustment for rounding and annual reassessment. The foregoing is subject to change as per HUD
and the Town without notice. Income
eligibility will be calculated utilizing the HUD Part 5 method of income (24
CFR 5.609).
UNIT REQUIREMENTS:
·
The unit must have a valid rental permit
or operational authority issued by the Town or applicable municipality.
·
The unit must meet Lead Based Paint (“LBP”)
inspection criteria as required by the Town and HUD, if applicable.
·
The unit must comply with all housing
quality standards (“HQS”) required by HUD and/or set forth at 24 CFR 982.401. For units that are HOME or HOME ARP assisted,
LIHP may rely upon a current HQS inspection issued by a HUD certified HQS
inspector. LIHP and /or its authorized agents will conduct the HQS inspections.
LIHP and, the town, and/or their agents, must be provided access to the
premises and unit for purposes of performing HQS inspections.
·
If the unit is a HOME unit, then current
HQS inspections must be provided.
LEASE REQUIREMENTS:
·
The Lease may be oral or written. If the Lease is written, a fully executed
copy must be provided. If the Lease is oral, the agreement and the rent owed
must be documented by the owner's financial records, rent ledgers, or canceled
checks [see 24 CFR 576.106 (g)]
·
The Lease must
be for period of not less than 1-year unless a shorter period is specified by
written agreement of owner and tenant
·
A Lease Addendum must be executed by
tenant and landlord that includes all requirements that apply to tenants, the
owner or the Lease under 24
CFR part 5, subpart L (Protection for Victims of Domestic
Violence, Dating Violence, Sexual Assault, or Stalking), as supplemented by 24
CFR 576.409, including the prohibited bases for eviction
and restrictions on construing lease terms under 24
CFR 5.2005(b) and (c).
LANDLORD REQUIREMENTS:
·
The landlord is required to participate
and to submit a Landlord Application
·
The landlord must execute a Rental Assistance Agreement with the
Town to participate in the Program. The Rental Assistance Agreement will set
forth the terms under which the rental arrears will be provided and will
contain other required provisions including a requirement that the landlord
provide LIHP and the Town with a copy of any notice to the tenant to vacate or
to evict.
·
Landlord must also provide the following documents:
o W-9 Form
o Current Rent
Ledger
o Executed Lease
Addendum
PAYMENT TERMS:
·
A one-time payment of up to 6-months of rental arrears may be
paid, including any late fees on the arrears.
·
Payment will be made in a lump sum directly to the landlord by LIHP. Payment will only be made to the owner of
record.
·
Final funding of award under the Program
is subject to approval of the Town.
·
There can be no
duplication of benefits. Please see the section
entitled “DUPLICATION OF BENEFITS.”
·
Funds cannot be
used to replace the public portion of any rental housing voucher/subsidy. Therefore, funding may only be used to cover
the tenant’s portion of rent. LIHP
may rely upon the Participation/Portion Letter, the rent ledger and/or other
certifications of the issuing public entity or other party to establish the
tenant portion and/or income eligibility. [see 24 CFR 576.106 (c)]
AT-RISK
OF HOMELESSNESS: Applicants must have
arrears.
As defined in 24 CFR 91.5, at risk of
homelessness means:
(1) An individual or family who:
(i) Has an annual income below 30 percent (30%)
of median family income for the area, as determined by HUD;
(ii) Does not have sufficient resources or
support networks, e.g., family, friends, faith based or other social networks,
immediately available to prevent them from moving to an emergency shelter or
another place described in paragraph (1) of the “Homeless” definition at 24 CFR
91.5; AND
(iii) Otherwise
lives in housing that has characteristics associated with instability and an increased
risk of homelessness, as identified in the Town’s approved consolidated plan;
DOCUMENTATION
FOR AT-RISK OF HOMELESSNESS
For
1(i) above:
Written certification by the applicant that the household income
is at or below 30% AMI, together with supporting documentation as follows:
Source Documents. Source documents shall include:
·
Tax returns, W-2 and/or 1099 Forms for the two (2) most recent
years
·
If employed, four (4) consecutive pay stubs for the period
immediately prior to Application submission that indicates year-to-date gross
income
·
Two (2) most recent consecutive bank statements for any and all
bank accounts and investment accounts for the period immediately prior to
Application submission
·
Documentation of social security, public benefits, child support,
pensions, disability, retirement funds, income from rental property and
documentation from any other income source
·
Full-time student verification for each household member age 18
and older that has income
·
Documentation of unemployment benefits applied for and/or received
·
Self-employed applicants must provide a notarized letter from a
CPA or attorney indicating the amount expected to be received for the next
twelve months or a notarized year-to-date profit and loss statement
ZERO INCOME. If a household has no income, then the written
certification by the household of zero income may be accepted.
For
1 (ii) above:
Written
certification by the applicant that there is insufficient financial resources or
support networks; e.g., family, friends, faith-based or other social networks,
immediately available to prevent them from moving to an emergency shelter or
becoming homeless, together with
supporting documentation which shall include, but is not limited to, the
following:
Source
documents
(e.g., notice of termination from employment, unemployment
compensation statement, bank statement, credit card bills, health-care bill
showing arrears, utility bill showing arrears, documentation that household
pays more than 30% of income toward housing expenses defined as base rent plus
utilities (for purposes of establishing the utilities, LIHP shall rely upon
assumed utilities as established by the Town Housing Authority for the applicable
unit type), or
documentation that the household has relied on, or will need to rely on, credit
cards, payday lenders, loans, or savings going forward in order to pay rent,
rather than through wages or other income).
If source
documentation is not available to provide to LIHP, LIHP may rely upon
Third-Party Verification.
Third-Party Verification:
To
the extent that source documents are unobtainable, a written statement by the
relevant third party (e.g., former employer, public
administrator, relative, community-based service provider, faith-based
provider, social or human services provider)
For 1 (iii) above:
Written certification by the applicant
that the household lives in housing that has characteristics associated with
instability and an increased risk of homelessness, together with supporting
documentation which shall include, but is not limited to, the following:
Source documents (Eviction notice or
late rent notice for the period for which assistance is requested).
DUPLICATION OF BENEFITS:
Federal law prohibits any duplication of
benefits. A duplication of benefits
occurs when a person or entity receives financial assistance from multiple
sources for the same purpose and the total assistance is more than the total
need. Applicants and landlords will be
required to sign a certification regarding duplication of benefits. If additional funds are received and
determined to be duplicative, the amount of the award, if eligible, may be
reduced and the amount disbursed that is determined to be a duplication of
benefits must be repaid. The obligation
to pay any duplication of benefits is an on-going obligation. If awarded funds, the beneficiaries may be
required to recertify, from time to time as requested by the Town, but in no
event later than 12 months from award, as to whether additional funds have been
received.
To assess duplication of benefits, and
the unmet need, the Town is requiring the following process to be followed:
1)
Assess Need: Total need for arrears assistance will be assessed (the “Total Need”).
2)
Determine Assistance: The amount of assistance that has or will be provided from all sources
to pay the need will be reviewed.
3)
Calculate Unmet Need: Determine the amount of assistance already provided compared to the
Total Need to determine the Unmet Need.
4) Apply Program Cap
5) Document Analysis
NOTE FOR
TENANT’S RECEIVING HOUSING VOUCHERS/SUBSIDIES: IF THE HOUSEHOLD RECEIVES AN
ADJUSTMENT OF THE HOUSEHOLD’S TENANT PORTION SUCH THAT THE PUBLIC HOUSING
AUTHORITY/AGENCY OR ENTITY PROVIDING THE SUBSIDY COVERS THE TENANT PORTION
BEING PAID PURSUANT TO THIS PROGRAM, THEN SUCH WILL BE A DUPLICATION OF
BENEFITS THAT IS REQUIRED TO BE REPAID.
FIRST-COME
FIRST-SERVED APPLICATION PROCESS:
As funds are limited, Applications will be accepted on a first-come first-served basis. To be placed on the waitlist and ranked for eligibility for the
Program, applicants must submit an Application and documentation within the required
timeframe. Applications are available as
set forth below. Applicants who submit the Application within
the time required will be “conditionally” placed on the waitlist in the order
received. Submission of the Application does not guarantee eligibility for the
Program. Please see section below under Step 1.
WHERE TO GET AND HOW TO SUBMIT AN APPLICATION:
Applications
are available online at LIHP’s website at https://www.lihp.org/BabylonTBRA.html
Only one Application is allowed per household.
ELIGIBILITY
REVIEW PROCESS:
Step 1: Submission of Program
Application and Documentation
GENERAL DOCUMENTATION:
ALL
applicants must submit the following general documentation:
1)
Completed Program
Application
2)
Copy of the
current executed lease or written rental agreement. If no written lease, then
copies of cancelled checks or other evidence of rental obligation
3)
Copy of a
valid driver’s license or valid photo ID for the Applicant
4)
Copy of late
rent notice or Eviction Notice
5)
Executed
Certification of At-Risk of Homelessness
6)
Copy of any
rental assistance payments/awards received through the NYS Emergency Rental
Assistance Program (ERAP) or any other organization or program including ESG, DSS,
for the period of requested arrears assistance
7)
Copy of Qualified Alien status, if not a U.S. citizen
INCOME
DOCUMENTATION:
MUST BE SUBMITTED FOR EACH HOUSEHOLD MEMBER AGE 18 AND OLDER
1)
Tax returns, W-2 and/or 1099 Forms for the two (2) most recent
years
2)
If employed, four (4) current consecutive pay stubs that indicate year-to-date
gross income
3)
Two (2) current consecutive bank statements for any and all bank
accounts and investment accounts
4)
Documentation of social security, child support, pensions,
disability, retirement funds, income from rental property and documentation
from any other income source
5)
Documentation of unemployment benefits applied for and/or received,
if applicable
6)
Full-time student verification for each household member age 18
and older that has income
7) If household income is zero, a certification of zero income
will be required
8) Self-employed
applicants must provide a notarized letter from a CPA or attorney indicating
the amount expected to be received for the next twelve months or a notarized
year-to-date profit and loss statement
If required documentation above is not
provided, the Applicant will be contacted by LIHP by email regarding the
missing documentation. Applicant will then have ten (10) calendar days from the
date of the notice from LIHP to submit ALL
such documentation to LIHP. If ALL required documentation is not received by LIHP within the timeframe
required, then applicant will be deemed ineligible, subject to a right to
appeal. Applicant
will be notified of ineligible status by email.
The required documentation can ONLY be submitted to via a file-specific link that will be
provided by LIHP during this Step.
Step 2: Review of Income and Program
Eligibility
The
applicant will be initially reviewed for income and preliminary Program
eligibility. If determined to be ineligible, LIHP will
notify the applicant by email and the
applicant will be deemed ineligible, subject to a right to appeal. If eligible,
applicant will proceed to Step 3. During each Step, LIHP may request additional
information and/or documentation to verify applicant eligibility. Applicant
will be required to comply with any timeframes established by LIHP to provide
such information/documentation or applicant will be deemed ineligible, subject
to a right to appeal. In such case, Applicant will be notified of
ineligible status by email.
Step 3: Landlord Participation and
Confirmation of Valid Rental Permit
LIHP will
contact the landlord stated in the Application who will be required to submit a
Landlord Application and required documentation (i.e., W-9 Form)
Landlord
will then have ten (10) calendar days from the date of the notice from LIHP to
submit ALL such documentation to
LIHP. The
required Landlord documentation can ONLY be submitted to LIHP via a
file-specific link that will be provided by LIHP during this Step. If ALL required documentation is not received by LIHP within the timeframe required, then applicant will
be removed from the waitlist and the file closed. Applicant will be notified of removal from
the waitlist by email.
NOTE:
Failure of the landlord to participate by submitting the Landlord Application
within the stated timeframe is NOT appealable.
LIHP will also coordinate with the Town to
obtain verification by the Town or applicable municipality of a valid rental
permit or authority to operate as a rental unit. The Town will provide such verification in
writing to LIHP.
NOTE:
Absence of a valid rental permit is NOT appealable.
Step 4: Unit Inspection
If
Steps 1, 2 and 3 are completed and applicant is still eligible, LIHP will perform
an HQS/Lead Based Paint Inspection, if applicable. If the unit fails inspection, landlord must
complete the required repairs including lead-based paint clearance, at
landlord’s sole expense, within thirty (30) days of determination, otherwise
the unit will be ineligible for the Program and the applicant will be removed
from the waitlist. Applicant will be
notified of removal from the waitlist by email.
If
Step 4 is not successfully completed, LIHP will notify
the applicant and landlord by email and the applicant will be removed from the
waitlist and the file closed. Applicant will be notified of removal
from the waitlist by email.
NOTE: Failure
to comply with Step 4 within the stated timeframe is NOT appealable.
Step 5: Assessment of Conditional
Award
If Steps 1,
2, 3, and 4 are successfully completed (and any discrepancies are resolved), an
assessment of unmet need, a duplication of benefits review, and a calculation
of a conditional award will be made by
LIHP for review and approval by the Town. Landlord will be requested by LIHP to provide
a current rent ledger and ACH information as part of this process as LIHP shall
determine.
NOTE: Any
discrepancy in the amount of arrears must be resolved prior to any
determination of Conditional Award. See
section below entitled “DISCREPANCIES.”
Step 6: Conditional Award Documentation
Upon
successful completion of Step 5, LIHP will contact the landlord, applicant, and
Town by email to advise of the conditional
award amount and to request the execution and delivery of the following final
documentation:
·
Rental
Assistance Agreement
·
Lease
Addendum
The
signed documentation must be returned to and received by LIHP within ten (10) calendar
days from the date of the notice from LIHP. If required documentation is not received by LIHP within the timeframe
required, the applicant will be deemed ineligible, subject to a right to appeal. Applicant and the landlord will be notified
of ineligible status from the waitlist by email.
The documentation can ONLY be
submitted to LIHP via a file-specific link that will be provided by LIHP during
this Step.
Step 7: Final Documentation and
Award
If Step 6 is
successfully completed, the conditional award will convert to a final
award. LIHP will provide the applicant and the
landlord with the documentation (sent by email) confirming the award and a
check will be mailed to the landlord.
DISCREPANCIES:
Applicants are advised that if a
discrepancy or question in the amount of arrears, the identity of the landlord,
or other relevant information exists in documentation provided, that cannot be
reconciled by LIHP from the documentation provided, such discrepancy must be
resolved to the satisfaction of LIHP and/or the Town within the time frame
provided by LIHP. Any such discrepancy or question that is not so resolved
within the time frame required will result in applicant ineligibility, subject
to appeal, as applicable.
If there is no discrepancy in the amount of arrears then the
amount of the Program award will be based on the documentation submitted.
APPEALS:
Applicants
who are deemed ineligible may appeal the determination by submitting a request
to LIHP. The appeal request must be in writing and must be received (together will all documentation) by LIHP within five (5) calendar
days of the date of LIHP’s notice to applicant of the determination of
ineligibility. The appeal must state the
basis of the appeal and contain documentation to support the appeal. Please note that, if the applicant was deemed
ineligible due to failure to submit
required documentation within the required time frame, then, no appeal
will be granted unless the applicant submits the remaining required
documentation with the appeal letter/request within the timeframe required. The appeal will be promptly reviewed and the
applicant advised of the final determination by email.
Notice to LIHP of an appeal request
can ONLY be submitted via a file-specific link
that will be provided by LIHP during this Step.
NOTE: Ineligibility
due to non-compliance with Step 3 or Step 4 is NOT appealable. The determinations are final and
non-appealable.
VIOLATION OF
FEDERAL LAW:
THE INFORMATION PROVIDED BY HOUSEHOLDS MUST BE TRUE AND CORRECT.
THE INFORMATION PROVIDED IS SUBJECT TO VERIFICATION BY THE TOWN AND/OR HUD. BY
SUBMITTING AN APPLICATION AND SUPPORTING DOCUMENTS, THE APPLICANT ACKNOWLEDGES
AND UNDERSTANDS THAT TITLE 18 OF THE UNITED STATES CODE SECTION 1001: (1) MAKES
IT A VIOLATION OF FEDERAL LAW FOR A PERSON TO KNOWINGLY AND WILLFULLY (A)
FALSIFY, CONCEAL, OR COVER-UP A MATERIAL FACT; (B) MAKE ANY MATERIALLY FALSE,
FICTITIOUS, OR FRAUDULENT STATEMENT OR REPRESENTATION; OR (C) MAKE OR USE ANY
FALSE WRITING OR DOCUMENT KNOWING IT CONTAINS A MATERIALLY FALSE, FICTITIOUS OR
FRAUDULENT STATEMENT OR REPRESENTATION, TO ANY BRANCH OF THE UNITED STATES
GOVERNMENT; AND (2) REQUIRES A FINE, IMPRISONMENT FOR NOT MORE THAN FIVE (5)
YEARS, OR BOTH, WHICH MAY BE RULED A FELONY, FOR ANY VIOLATION OF SUCH SECTION.
FAIR HOUSING AND NON-DISCRIMINATION:
LIHP is committed to furthering and
promoting fair housing, equal opportunity, and non-discrimination in compliance
with all federal, state and local laws, including, but not limited to, the Fair
Housing Act, as amended by the Housing for Older Americans Act, the Americans
with Disabilities Act, the Civil Rights Act, and the New York State Human
Rights Law. LIHP will have staff available
to assist with the Application, and answer questions about eligibility
requirements. In furtherance of this
policy, LIHP will not discriminate on the basis of race, creed, color, national
or ethnic origin, sex, sexual orientation, gender identity, familial status,
source of income, religion, disability, veterans’ status, age, or any other
basis prohibited by law.
LIMITED ENGLISH PROFICIENCY AND ACCOMMODATIONS:
Applications and Program Guidelines
will be made available in other languages as requested. LIHP will take reasonable steps to ensure
that persons with Limited English Proficiency (LEP) and persons, who need
assistance or who have a limited ability to speak, read, or write English, will
have meaningful access and an equal opportunity to participate in the
Program. Interpreters, translators and
other aids needed to comply with this policy shall be provided as reasonably
necessary.